University of Central Missouri (UCM) Expense, Earnings & Net Summary

Year / Semester	Expense Category	Amount (USD)	Amount (NPR)	Notes
1st Year, 1st Semester	Tuition & Fees	$8,700	NPR 1,218,000	Approximate tuition per semester
	Living Expenses	$6,000	NPR 840,000	Typical on-campus living cost
	Total Expense	$14,700	NPR 2,058,000	Total estimated semester cost
	On-Campus Work Earnings	$4,500	NPR 630,000	20 hrs/week × $15/hr × 15 weeks
	Net Expense (Expense - Earnings)	$10,200	NPR 1,428,000	Amount to be funded from other sources
2nd Year, 2nd Semester	Tuition & Fees	$8,700	NPR 1,218,000	Same tuition assumed
	Living Expenses	$6,000	NPR 840,000	Same living expenses assumed
	Total Expense	$14,700	NPR 2,058,000	Total semester cost
	Internship Earnings (35-40 hrs/week)	$8,520 to $9,738	NPR 1,192,800 to 1,363,320	Paid internship @$16.23/hr for 15 weeks
	Net Expense (Expense - Earnings)	$6,180 to $6,948	NPR 864,200 to 974,680	Reduced amount to be funded

Summary

1st Year, 1st Semester: You can cover about 31% of your costs through on-campus work earnings and will need to fund approximately NPR 14.28 lakh.
2nd Year, 2nd Semester: Internship income can cover roughly 58%–66% of your expenses, reducing your funding need to around NPR 8.6–9.7 lakh.
Assumes exchange rate of 1 USD = 140 NPR.
Actual costs and earnings may vary depending on lifestyle, internship availability, and exchange rate fluctuations.